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Earn It Keep It Grow It for Employees

The Need for Financial Education at Work

As you know, life issues can get in the way of work. Problems like transportation, childcare, or housing typically have a relationship to understanding and implementing a family budget.  It’s not a surprise that workplace financial education was identified as a priority in a 2009 Society of Human Resource Management (SHRM) survey in which employers reported: 26% increase in employees having their wages garnished by collection agencies; 39% increase in requests for 401(k) early distributions; and a 20% increase in requests for pay advances.

Description of the Program

This program, Financial EKG – Earn It, Keep It, Grow It, was designed to meet the needs of low to moderate workers. Upon  completion of the course, participants are able to take advantage of one-on-one financial coaching. In addition to teaching basic financial concepts and strategies, participants will get information on how to leverage employer benefits and community resources. Employees won’t encounter barriers to attending the workshops due to transportation, childcare or multiple job responsibilities because classes are offered during the work day.

The five financial workshops are one hour in length and the topics include:

 Setting Financial Goals– Design your future.
 Building Budgets and Spending Plans– Create your own plan.
 Understanding Credit– Free credit score & more.
 Savings and Asset Building– Build a rainy day fund.
 Investments– Yes, you can!

All participants will receive: materials, including a credit calculator and a savings calculator, refreshments, and two free credit scores. In addition, incentives will be offered for completing the workshop series and surveys.

How does it work?

  • Employees meet once a week for 5 weeks for one hour. 
  • Workshop times flexible based on employee work schedules and needs of the business.
  • One on one follow up coaching sessions available. 
  • Workshop and coaching sessions done on site.


Lucy Comstock-Gay
United Way of Addison County
48 Court Street /P.O. Box 555
Middlebury, Vermont 05753
Phone: (802) 388-7189
Fax: (802) 388-8996