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Financial Stability

United Way Helps Americans Achieve Financial Stability

IncomeAs many as one-third of working Americans do not earn enough money to meet their basic needs. Wages have not kept pace with the rising cost of housing, healthcare, and education and currently, 40 million Americans are working in low-paying jobs without basic health and retirement benefits.  For families walking a financial tightrope, unable to save for college, a home, retirement, or an unanticipated expense such as illness or loss of income, United Way is here to help.

“This year I helped a recent college grad. He was a first-time tax filer. Living expenses were tight, and he was pleased to learn that he was eligible to claim the American Opportunity Credit, increasing his small refund to over $2,000. It  was his first time claiming the American Opportunity Credit, and I asked if his parents had claimed it during the school years in which he had no income. He answered no. I recommended they go to a paid preparer to learn about their eligibility over the three previous tax seasons—a   potential windfall of up to $7,500. He was  ecstatic that this could help pay down his student loans. He  now feels confident in his ability to file his own return himself next season based on his  experience that day. “ Steve Williams

Our Goal

In 2008, United Way initiated an ambitious 10-year plan to cut in half the number of lower-income families who are financially unstable. With your help, we believe that by 2018 we can help 1.9 million working families get on the road to economic independence.

Our Strategy

To address the obstacles that prevent hard working families from getting ahead financially, we launched the Financial Stability Partnership™, an initiative that promotes community-change strategies to help families meet their basic needs, while gaining the financial capability to plan for, and accomplish, their long-term financial goals. 

Over 300 United Ways and their local community partners are engaged in activities and initiatives to help build the financial stability of families in their communities. 

How You Can Help

Volunteers make United Ways’ tax assistance and financial education programs possible. We need your help, even if you don’t have an accounting background. Volunteer to help.